p” class=”inline-offer pre-churn-offer”>


Our experts answer readers’ credit card questions and write unbiased product reviews (here’s how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.

The information for the following product(s) has been collected independently by Business Insider: Hilton Honors American Express Aspire Card. The details for these products have not been reviewed or provided by the issuer.

  • You can earn Hilton free night certificates with select Amex Hilton credit cards.
  • You can redeem these reward night certificates for any night of the week as long as there is standard room availability.
  • Hilton free night reward certificates are valid at almost any Hilton hotel, including luxury Conrad and Waldorf Astoria properties.
  • Read Business Insider’s guide to the best hotel credit cards.

Hilton Honors and American Express offer some of the best credit cards for every type of traveler. These cards offer a suite of benefits, but perhaps the best perk is the ability to acquire a free reward night certificate each year with certain cards.

Three of Hilton’s credit cards — the Hilton Honors American Express Aspire Card
, Hilton Honors American Express Surpass® Card, and The Hilton Honors American Express Business Card — can get you these Hilton free night certificates either on your card anniversary, or by meeting a spending threshold each calendar year.

The certificates are the same in all cases, valid at nearly every Hilton property (with a handful of exclusions). If there’s a standard room available, you can book it with a Hilton free night certificate.

Insider’s Featured Credit Cards for Travel
  • image

    Chase Sapphire Preferred® Card

  • image

    Capital One Venture Rewards Credit Card

Chevron icon
It indicates an expandable section or menu, or sometimes previous / next navigation options.

Chevron icon
It indicates an expandable section or menu, or sometimes previous / next navigation options.


Rewards

Chevron icon
It indicates an expandable section or menu, or sometimes previous / next navigation options.

Earn 5x points on all travel purchased through Chase Ultimate Rewards. Earn 3x points on dining, including eligible delivery services, takeout, and dining out. Earn 3x points on select streaming services. Earn 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs). Earn 2x points on other travel. Earn 1x point per dollar on everything else.


Intro Offer

Chevron icon
It indicates an expandable section or menu, or sometimes previous / next navigation options.

Earn 60,000 bonus points

60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening

Show more


Annual Fee

Chevron icon
It indicates an expandable section or menu, or sometimes previous / next navigation options.

$95

APR
21.49% – 28.49% Variable


Rewards

Chevron icon
It indicates an expandable section or menu, or sometimes previous / next navigation options.

Earn 5x miles per dollar on hotels and rental cars booked through Capital One Travel. Earn unlimited 2x miles on every purchase.


Intro Offer

Chevron icon
It indicates an expandable section or menu, or sometimes previous / next navigation options.

Earn 75,000 miles

75,000 miles after spending $4,000 on purchases within three months from account opening

Show more


Annual Fee

Chevron icon
It indicates an expandable section or menu, or sometimes previous / next navigation options.

$95

APR
19.99% – 29.99% variable

How to earn Hilton free night certificates

Hilton Aspire Card

Hilton Honors American Express Aspire Card

American Express Hilton Honors American Express Aspire Card

image

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.8/5

Icon of check mark inside a promo stamp
It indicates a confirmed selection.


Perks

Earn 14x Points on hotels & resorts at eligible purchases at hotels and resorts in the Hilton portfolio. Earn 7x Points on select travel including flights booked directly with airlines or AmexTravel.com and car rentals booked directly with select car rental companies. Earn 7x Points on dining at restaurants worldwide, and for takeout and delivery in the U.S. Earn 3X Points on all other purchases.


Annual Fee

$550


Intro APR

N/A


Regular APR

20.99% to 29.99% variable APR on purchases


Intro Offer

.rich-tooltip-wrapper { display: none; }

Earn 150,000 Hilton Honors bonus points


Recommended Credit

Good to Excellent

Pros

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Complimentary top-tier Hilton elite status

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Get a weekend night reward each year after you renew your card

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    High welcome bonus

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Valuable annual statement credit for eligible Hilton purchases

Cons

  • con icon
    Two crossed lines that form an ‘X’.

    High annual fee


Insider’s Take

Many of the best credit cards come with high annual fees that certainly aren’t for everyone, and that’s definitely the case with the Hilton Honors American Express Aspire Card . This is Hilton’s most expensive (and rewarding) card, and it’s geared toward loyal Hilton travelers who can make the most of its many generous benefits.


Hilton Honors American Express Aspire
review
External link Arrow
An arrow icon, indicating this redirects the user.”


The easiest way to earn a Hilton free night certificate is with the Hilton Honors American Express Aspire. It currently offers a bonus of 150,000 Hilton Honors bonus points after you spend $6,000 in purchases on the card within your first six months of card membership, and has a $550 annual fee.

You’ll receive a free reward night after you open the card, and another each year on your card anniversary. The certificate is deposited automatically into your Hilton Honors account, and you can also earn a second certificate after spending $60,000 in a calendar year.

Hilton Surpass Card

Hilton Honors American Express Surpass® Card
Insider’s Rating

.rich-tooltip-wrapper { display: none; }

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.45/5

Icon of check mark inside a promo stamp
It indicates a confirmed selection.


Perks

Earn 12x points on eligible purchases made directly with hotels and resorts within the Hilton portfolio. Earn 6x points on dining at U.S. restaurants (including takeout and delivery), at U.S. supermarkets, and at U.S. gas stations. Earn 4x points on U.S. online retail purchases. Earn 3x points on all other purchases.


Annual Fee

$150


Intro APR

N/A


Regular APR

20.99% – 29.99% Variable


Intro Offer

.rich-tooltip-wrapper { display: none; }

Earn 155,000 Hilton Honors bonus points


Recommended Credit

Good to Excellent

Pros

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    High welcome bonus

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Complimentary Hilton Gold elite status

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Generous bonus categories for earning points

Cons

  • con icon
    Two crossed lines that form an ‘X’.

    Weekend night reward requires spending $15,000 on the card in a year

  • con icon
    Two crossed lines that form an ‘X’.

    Not much in the way of complimentary benefits beyond Hilton Gold status


Insider’s Take

This card is a terrific choice if you stay with Hilton, even occasionally. It balances excellent benefits, including Gold elite status and 10 airport lounge visits per year, with a modest annual fee. And while it doesn’t come with an automatic free night certificate on your account anniversary, you can earn one by spending $15,000 on the card in a year.


Hilton Honors American Express Surpass
review
External link Arrow
An arrow icon, indicating this redirects the user.”



Product Details

  • Earn 155,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership.
  • Get up to $200 back each year on eligible Hilton purchases after you use your Hilton Honors American Express Surpass® Card.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
  • Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 4X Points for each dollar on U.S. Online Retail Purchases.
  • Earn 3X Points for all other eligible purchases on your Card.
  • Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
  • Enjoy complimentary Hilton Honors ™ Gold Status with your Hilton Honors American Express Surpass® Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
  • Enjoy complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • $150 annual fee.
  • Terms Apply.

The Hilton Honors American Express Surpass doesn’t come with an automatic annual certificate, but you can earn one by spending $15,000 on eligible purchases in a calendar year.

If the annual fee of the Hilton Honors American Express Aspire Card is too high for you, the Hilton Honors American Express Surpass is a good option. It has a $150 annual fee, and it’s currently offering a welcome bonus of 155,000 Hilton Honors bonus points after you spend $3,000 in purchases on the card within your first six months of card membership. 

Hilton Business Credit Card

The Hilton Honors American Express Business Card
Insider’s Rating

.rich-tooltip-wrapper { display: none; }

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.5/5

Icon of check mark inside a promo stamp
It indicates a confirmed selection.


Perks

.rich-tooltip-wrapper { display: none; }

Earn unlimited 3-12 points per dollar on purchases.


Annual Fee

$95


Intro APR

N/A


Regular APR

20.99% – 29.99% Variable


Intro Offer

.rich-tooltip-wrapper { display: none; }

Earn 130,000 Hilton Honors bonus points


Recommended Credit

Good to Excellent

Pros

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Comes with complimentary Hilton Gold elite status

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Strong welcome bonus

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Earns bonus points on a wide variety of purchases

Cons

  • con icon
    Two crossed lines that form an ‘X’.

    You have to spend at least $15,000 on eligible purchases in a calendar year to earn a reward night


Insider’s Take

If you’re a small-business owner and like staying with Hilton, this card is an excellent value. For a modest annual fee, cardholders receive automatic Hilton Gold status and 10 airport lounge visits annually, as well as great bonus categories for business purchases. Plus, big spenders can take advantage of the ability to earn up to two free night certificates for meeting spending thresholds each year.


Hilton Honors Amex Business Card
review
External link Arrow
An arrow icon, indicating this redirects the user.”



Product Details

  • Welcome Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card within the first three months of Card Membership.
  • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X directly with hotels and resorts in the Hilton portfolio, 6X at U.S. gas stations, on U.S. purchases for shipping, on wireless telephone services purchased directly from U.S. service providers, on flights booked directly with airlines or with Amex Travel, on car rentals booked directly from select car rental companies, and at U.S. restaurants, 3X on all other eligible purchases.
  • Enjoy complimentary Hilton HonorsTM Gold Status with your Hilton Honors Business Card.
  • Earn a Free Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
  • Earn another Free Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
  • Terms apply.

The Hilton Honors Amex Business Card comes with an annual fee of $95, and you can earn a reward night certificate by spending $15,000 on eligible purchases in a calendar year.

Additionally (like the Hilton Honors American Express Aspire), you can earn a second free reward night by spending a total of $60,000 on eligible purchases in a calendar year, making this card a great pick for small-business owners with high yearly spending. The Hilton Honors Amex Business Card is currently offering an introductory bonus of 130,000 Hilton Honors bonus points after you spend $3,000 in purchases on the card within the first three months of card membership. 

Hilton Credit Card

Hilton Honors American Express Card
Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4/5

Icon of check mark inside a promo stamp
It indicates a confirmed selection.


Perks

Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio. Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations. Earn 3X Points for all other eligible purchases on your card.


Annual Fee

$0


Intro APR

N/A


Regular APR

20.99% – 29.99% Variable


Intro Offer

.rich-tooltip-wrapper { display: none; }

Earn 100,000 Hilton Honors bonus points (offer ends 4/17/24)


Recommended Credit

Good to Excellent

Pros

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    High welcome bonus

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    No annual fee

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Complimentary Silver elite status with Hilton

Cons

  • con icon
    Two crossed lines that form an ‘X’.

    Limited benefits beyond earning Hilton points


Insider’s Take

If you’re an infrequent traveler and like earning Hilton points but don’t want to pay an annual fee, the Hilton Honors American Express Card is definitely worth considering.


Hilton Honors Amex
review
External link Arrow
An arrow icon, indicating this redirects the user.”



Product Details

  • Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 4/17/24.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
  • Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 3X Points for all other eligible purchases on your Card.
  • Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • No Annual Fee.
  • Terms Apply.

The Hilton Honors Amex is offering 100,000 Hilton Honors bonus points after you spend $2,000 in purchases on the card in the first six months of card membership (offer ends 4/17/24).

That’s a terrific deal for a no-annual-fee travel credit card. Unfortunately, there’s no option to earn a free night award for meeting spending thresholds on this card.

Best Hilton hotels for using a free night certificate

You’ll usually get the most value from your Hilton free night certificate by redeeming it at expensive properties or luxury beach resorts. Keep in mind the certificate is valid for a complimentary night in a standard room; if that’s not available, you won’t be able to use your certificate for pricier premium room awards.

Waldorf Astoria Maldives Ithaafushi

Waldorf Astoria Maldives

Standard rooms at the Waldorf Astoria Maldives cost 150,000 points, or you can redeem a Hilton free night certificate instead.

Hilton Hotels



Undoubtedly one of the best properties Hilton has to offer, the Waldorf Astoria Maldives Ithaafushi opened to huge fanfare — and for good reason. Rooms here start at 2,500 square feet and every villa includes a pool.

The cash cost for these rooms can hover in the thousands of dollars per night, and standard rooms cost 150,000 points, so snagging a free night can represent amazing value for your free night certificate. Just don’t forget to bring sunscreen. 

Waldorf Astoria Los Cabos Pedregal

View from the infinity pool overlooking hotel property, beach, and ocean at the Waldorf Astoria Los Cabos Pedregal.

The Waldorf Astoria Los Cabos Pedregal is one of Hilton’s newest luxury resorts.

Waldorf Astoria Los Cabos Pedregal



For an option a little closer to home, the Waldorf Astoria Los Cabos Pedregal is a swanky beachfront hotel that opened in late 2019.

It has the distinction of being one of only a handful of hotels in Hilton’s portfolio that cost 120,000 points per night or more — nearly all other properties top out at 95,000 points for a standard room reward. 

Conrad Maldives Rangali Island

Conrad Maldives view of overwater bungalows

You can redeem a Hilton free night certificate for a Water Villa at the Conrad Maldives, as it’s considered a standard room.

Hilton Hotels



A longtime favorite of reward travelers, the Conrad Maldives Rangali Island features the world’s first underwater restaurant. While others have since opened, Ithaa remains a bucket-list item for anyone.

Excitingly, you can redeem your certificate here for a Water Villa (normally 120,000 points per night), which features a plunge pool and steps leading into the crystalline waters of the Indian Ocean.

Grand Wailea, A Waldorf Astoria Resort

Grand Wailea Waldorf Astoria Resort Maui

A standard room at the Grand Wailea doesn’t come with an ocean view, but having elite status from a Hilton credit card can help you score an upgrade.

Hilton Hotels



The sprawling Waldorf Astoria Grand Wailea is located in Maui, so you won’t have to dig out your passport for this one.

With nine different pools and the beach just a few steps away, you’ll never want to leave, which is good because you can use your $250 Hilton Aspire resort credit here on food, spas, activities, and even room rates. This resort normally costs 110,000 points per night for a standard room.

The Biltmore Mayfair, LXR Hotels & Resorts

The Biltmore Mayfair London

The Biltmore Mayfair in London normally costs 95,000 Hilton points per night.

Hilton Hotels



There are several high-end Hilton properties in London, but the Biltmore Mayfair is the best option for its elegant luxury and unparalleled location.

A standard award redemption here is otherwise 95,000 points and cash rates can run upwards of $700 per night. 

Waldorf Astoria Beverly Hills

Waldorf Astoria Beverly Hills Rooftop Pool

The iconic Waldorf Astoria Beverly Hills is a great spot for soaking up the California sun.

Hilton Hotels



Laid-back California vibes mix with luxury to offer a stunning hotel located in the middle of Beverly Hills. This hotel routinely charges over $1,200 per night, but you can reserve it for 120,000 Hilton points.

After a long day of star-gazing (the cement kind, you won’t find much twinkling in Los Angeles’ night sky), you can settle into the rooftop pool at the Waldorf Astoria Beverly Hills for drinks and unparalleled city views.

How to use Hilton free night certificates

When you’ve earned a Hilton free night certificate, you’ll receive an email from Hilton Honors letting you know your award is in your Hilton account. You should also be able to see it in your Hilton Honors account dashboard, indicating its expiration date and the last four digits of the certificate number.

Screenshot of a Hilton free night certificate from the Amex Hilton Aspire card as it appears on the Hilton Honors account dashboard

Hilton Honors



You can’t redeem the certificate online. Instead, once you’ve found a standard award room at the hotel you want to book, call Hilton Honors at 800-446-6677 and give them your Hilton Honors number, the last four digits of your certificate number, hotel details, and travel dates. The agent will complete your reservation over the phone, and you’ll receive an email confirmation shortly thereafter.

Be aware that Hilton free night certificates expire one year from the date of issue — that is, you must complete your stay before the expiration date. If you don’t, the certificate doesn’t roll over to the next year, so it’s use it or lose it.

On the upside, a Hilton free night certificate covers all resort fees and taxes on your stay, so you’re only responsible for incidentals.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards.

Please note: While the offers mentioned above are accurate at the time of publication, they’re subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Trip Delay Insurance, Trip Cancellation and Interruption Insurance, and Cell Phone Protection Underwritten by New Hampshire Insurance Company, an AIG Company. Global Assist Hotline Card Members are responsible for the costs charged by third-party service providers. If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, Card Members may be responsible for the costs charged by third-party service providers. Extended Warranty, Purchase Protection, and Baggage Insurance Plan Underwritten by AMEX Assurance Company. Car Rental Loss & Damage Insurance Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

For rates and fees of The Hilton Honors American Express Business Card, please click here.